Property Accountants for Landlords, Investors and Developers
Expert property tax advice that protects your investment and keeps more money in your pocket, whether you own a single buy-to-let or a growing portfolio.
Property Tax Accountants That Puts You First
Owning property in the UK comes with real tax complexity. Between income tax on rental profits, capital gains when you sell, Land Transaction Tax on purchases in Wales, and the ever-shifting rules around mortgage interest relief and allowable expenses, it’s easy to feel overwhelmed. And the cost of getting it wrong can be significant.
That’s where we come in. Bevan Buckland is Wales’ largest independent chartered accountancy firm, and our property tax specialists work with landlords, property investors, developers and property businesses right across the country. We combine deep technical knowledge with a personal, approachable service, so you always know exactly where you stand and what you owe.
Whether you’re a first-time landlord filing your initial Self Assessment or a seasoned developer managing a multi-property portfolio through an SPV, our team is here to help you stay compliant, claim every relief available, and plan ahead with confidence.
What Our Property Accounting Service Includes
Tax Planning and Compliance for Rental Income
If you earn rental income, HMRC expects you to declare it through Self Assessment. Our chartered tax advisers make sure your return is accurate, filed on time, and structured to claim every allowable expense, from letting agent fees and insurance to repairs, maintenance and professional costs.
We don’t just crunch the numbers. We look at the bigger picture, reviewing your ownership structure, advising on the most tax-efficient approach, and flagging upcoming changes that could affect your position. With the income tax increase for landlords confirmed from April 2027, this kind of forward planning matters more than ever.
Capital Gains Tax on Property Sales
Selling a buy-to-let or investment property triggers a capital gains tax liability, and the 60-day reporting window to HMRC means there’s very little room for delay. Our team handles the full CGT calculation, identifies available reliefs (including Private Residence Relief and Lettings Relief where applicable), and ensures you report and pay correctly within the deadline.
For property held through a limited company, the rules differ. We advise on corporation tax on chargeable gains and help you understand the implications before you commit to a sale.
Ownership Structures and Incorporation
One of the most common questions we hear from landlords is whether they should hold property personally or through a limited company. The answer depends on your income level, portfolio size, long-term plans and how you need to access the profits.
We carry out detailed comparisons of personal versus company ownership, factoring in corporation tax rates, mortgage interest relief, dividend tax implications and the costs of incorporation (including CGT and Land Transaction Tax or SDLT on transfer). You’ll get clear, tailored advice rather than a one-size-fits-all answer.
VAT and Stamp Duty / Land Transaction Tax
Property transactions often involve high values, so getting VAT wrong can be costly. We advise on the option to tax, the transfer of a going concern (TOGC) rules, and VAT recovery on development projects.
For property purchases in Wales, Land Transaction Tax (LTT) applies rather than Stamp Duty Land Tax (SDLT). The rates, bands and reliefs are different, and the rules around higher rates for additional properties have their own nuances. Our team understands both regimes inside out, so wherever your property is located, you’ll get the right advice.
Accounts Preparation and Bookkeeping
Clean, well-organised accounts are the foundation of effective tax planning. We prepare annual accounts for landlords, property partnerships and SPV limited companies, and we offer bookkeeping support to keep your records in order throughout the year. As a Xero Gold Partner, we can also help you set up and get the most from cloud accounting software.
Making Tax Digital (MTD) Readiness
From April 2026, landlords and property businesses with qualifying income will need to file quarterly updates to HMRC under Making Tax Digital for Income Tax. We’re already helping clients prepare, from choosing compatible software to setting up processes that make quarterly submissions as painless as possible.
Who This Service Is For
Why Choose Bevan Buckland for Property Tax Accountants
Wales’ Largest Independent Firm, With the Feel of a Local Practice
We’re big enough to handle complex property portfolios and multi-entity structures, yet independent enough that every client gets personal attention. Decisions are made locally by partners who live and work in your community, not at a distant head office.
A Dedicated Named Contact Who Knows Your Situation
You won’t speak to a different person each time you call. Every client is assigned a dedicated named contact who understands your circumstances, your portfolio, and your goals. They draw on the wider Bevan Buckland team for specialist input when needed, but you’ll always have one person who knows your full picture.
Over 125 Years of Trusted Expertise
We’ve been advising Welsh businesses and individuals since the 1890s. That’s over a century of adapting to new legislation, economic shifts and changing markets. Our track record speaks for itself.
Genuine Local Knowledge, Including Wales-Specific Tax
Property tax in Wales isn’t identical to the rest of the UK. Land Transaction Tax replaced SDLT here in 2018, and the rates, reliefs and higher-rate thresholds are different. We understand these differences because we live and work in Wales every day. From Swansea to Pembrokeshire, Carmarthen to Cowbridge, we know the Welsh property landscape and the regulations that apply to it.
Transparent Fees With No Surprises
We agree your fee upfront, and it covers all your day-to-day phone and email queries at no extra cost. You’ll never hesitate to pick up the phone because you’re worried about the bill. We’re not the cheapest option, and there’s a reason: our clients stay because the advice we provide delivers real, measurable returns.
How It Works
Step 1: Get in touch to arrange your free, no-obligation consultation. We’ll discuss your property interests, current tax position and what you’re looking to achieve.
Step 2: We review your situation in detail and provide clear, written recommendations on structure, compliance and tax-saving opportunities.
Step 3: Your dedicated contact manages everything going forward, from annual accounts and tax returns to ongoing advisory support whenever you need it.
Pricing Transparency
Good property tax advice shouldn’t come with financial uncertainty of its own. We offer agreed annual fees with no hidden charges, and all your routine phone and email queries are included at no extra cost*. That way, you can ask questions whenever they come up without watching the clock.
Our fees reflect the value we deliver. While cheaper alternatives exist, our clients consistently tell us that the tax savings and peace of mind they receive far outweigh the cost of our service. We’d rather help you save thousands through intelligent planning than compete on price alone.
Ready to find out how we can help? Contact us for your free initial consultation today.
*Additional fees will include anything outside the agreed scope of work.
Frequently Asked Questions About Property Tax
If you earn rental income, own investment property, or are involved in property development, a specialist property accountant can make a significant difference. Property tax rules are complex and change frequently. A general accountant may not be across the latest rules on mortgage interest relief, CGT reporting deadlines, or the differences between SDLT and Land Transaction Tax in Wales. A specialist ensures you’re compliant, claiming everything you’re entitled to, and structured in the most tax-efficient way. In many cases, the savings far outweigh the cost of professional advice.
You pay income tax on your rental profits, not your total rental income. That means you can deduct allowable expenses such as letting agent fees, insurance, repairs, maintenance and accountancy fees before calculating your tax bill. The rate you pay depends on your overall income and the tax band you fall into. From April 2027, a 2% increase on property income tax has been confirmed for landlords in England, Wales and Northern Ireland.
It depends on your circumstances. Limited companies benefit from lower corporation tax rates and full mortgage interest relief, which can make a real difference for higher-rate taxpayers. But there are costs to consider too, including the tax and fees involved in transferring property, commercial mortgage rates, and the way profits are extracted. We run detailed personal-versus-company comparisons so you can make an informed decision based on your actual numbers, not guesswork.
Allowable expenses include letting agent and management fees, insurance premiums, repairs and maintenance (not improvements), accountancy fees, legal fees for short leases, ground rent, utility bills you pay as landlord, and costs of advertising for tenants. You can also claim a basic-rate tax credit for mortgage interest costs. We review your expenses each year to make sure nothing is missed.
When you sell a residential property that isn’t your main home, you must report the gain to HMRC and pay any CGT due within 60 days of completion. Missing this deadline can result in penalties and interest charges. We handle the full CGT calculation and filing process, making sure everything is submitted accurately and on time.
Land Transaction Tax (LTT) is the property purchase tax that applies in Wales. It replaced Stamp Duty Land Tax (SDLT) in April 2018. The rates and bands are different, and there are separate rules for higher-rate transactions (such as buying an additional residential property). We advise on both LTT and SDLT depending on where your property is located, ensuring you pay the right amount and claim any available reliefs.
Making Tax Digital for Income Tax (MTD for IT) will require landlords with qualifying income to submit quarterly updates to HMRC using compatible software, starting from April 2026. This is a significant change from the current annual Self Assessment process. We’re helping clients prepare now, from selecting the right software to establishing efficient record-keeping habits so the transition feels manageable rather than disruptive.
Yes. If you live overseas and own UK property, you have specific tax obligations including the Non-Resident Landlord Scheme and potential CGT reporting requirements. We manage everything remotely and have extensive experience working with non-resident clients. Distance is never a barrier to receiving expert advice.
Our fees are agreed upfront and fixed for the year, with no hidden extras. The exact amount depends on your circumstances, including the number of properties, the complexity of your arrangements, and the services you need. We offer a free initial consultation where we’ll discuss your situation and provide a clear quote before you commit to anything.
Yes. We work with residential and commercial developers on everything from project structuring and VAT planning to profit extraction and CGT. Whether you’re converting a single property or managing multiple development sites, our team has the experience to advise you at every stage.
